Health Insurance Essay Research Paper

Health Insurance Essay Research Paper

Healthcare insurance is the topic of hot debates. Some argue that it is able to have a significant positive impact on the health of the people while others believe that it brings nothing, but a financial burden. Therefore, it may be logical to carefully examine the impact that this practice has on the overall health of the population to make an objective evaluation of it.Health Insurance Essay Research Paper

To begin with, one should keep in mind that the value of healthcare insurance can be felt in long perspective. This means that it is useless to expect the improvement of the health of the population in the near future if everyone has an insurance. To be more specific, the benefit of it is primarily manifested under unexpected conditions (Morrisey, 2014).


However, there are some negative aspects that are associated with this phenomenon as well. For example, those people who are not able to afford a proper insurance and are not eligible for state subsidies will be left without any medical attention. Obviously, in the time of a crisis, they will receive help, but less than life-threatening conditions will not be dealt with which will reduce their health dramatically.

However, it is important to keep in mind that there is some sort of balance between those who have an insurance and those who do not: after all, not everyday people have a life-threatening condition that they need to take care of immediately. Therefore, it is clear that in the long term perspective having an insurance has a positive impact on the health of the population, but its impact may be somewhat overestimated.Health Insurance Essay Research Paper

The analysis which was performed in the paragraphs above shows that there are both positive and negative aspects that are associated with having a medical insurance. However, from a broad point of view, having is a positive influence the health of the population.


Morrisey, M. A. (2014). Health insurance. Chicago, IL: Health Administration Press.Health Insurance Essay Research Paper

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